how to close flipkart pay later | Unblock flipkart pay later

How to close flipkart pay later?

If you’ve ever explored the convenience of Flipkart Pay Later but find yourself at a crossroads, contemplating the closure of this service, you’re not alone. Whether it’s the desire to close Flipkart Pay Later EMI, bid adieu to your Flipkart Pay Later loan account, or simply seek ways to close Flipkart Pay Later account permanently, we’ve got you covered.

In this guide, we navigate the steps to gracefully exit the world of Flipkart Pay Later. From understanding the nuances of your financial service provider, IDFC First Bank, to contacting the ever-helpful Flipkart Customer Support for a seamless closure experience.

Here are the steps:

1. Signin into FlipKart Account :
   • Before initiating the closure process, confirm that your Flipkart Pay Later service is provided by IDFC First Bank Ltd. You can verify this information by checking your CIBIL report.
2. Check Loan/Pay Later Accounts on CIBIL:
   • Inspect your CIBIL report for a list of loan and pay later accounts associated with Flipkart Pay Later. This step ensures you have a comprehensive understanding of your financial profile.
3. Contact Flipkart Customer Support:
   • To close your Flipkart Pay Later account, reach out to Flipkart Customer Support. Avoid contacting IDFC First Bank directly, as Flipkart manages the closure process. Follow these steps:
     • Visit Flipkart Help Center.
     • Choose ‘I want help with other issues.’
     • Select ‘Others’ > ‘Other.’
     • Opt for ‘Chat’ or ‘Request for a Callback.’
     • Alternatively, if you prefer email, send your closure request to “Cs@flipkart.com.”
4. Request Call Back Me:
   • During your interaction with Flipkart Customer Support, explicitly state that you want to permanently close your Flipkart Pay Later account. Ensure there is no confusion with temporary pauses or account inactivity.
5. Confirm Pending Dues Clearance:
   • Before proceeding with the closure, double-check and clear any pending dues on your Flipkart Pay Later account. Closure might not be possible if there are outstanding payments.
6. Obtain a No Objection Certificate (NOC):
   • After your closure request is accepted, request a No Objection Certificate (NOC) from IDFC First Bank. Through a Email.
   • This document confirms that your Flipkart Pay Later account has been closed with no remaining dues.
7. Be Prepared for a Temporary Credit Score Dip:
   • Understand that closing your Flipkart Pay Later account may result in a temporary decrease in your credit score. This is a common occurrence and is typically short-lived.
8. Allow Time for CIBIL Profile Update:
   • After closure, be patient. It may take 2-3 months for the ‘closed’ status to reflect on your CIBIL profile. During this period, don’t be alarmed if your Flipkart Pay Later loan still appears as ‘active.’
9. Evaluate the Need for Account Closure:
   • Consider the decision to close your Flipkart Pay Later account carefully. If you don’t have immediate plans to use the service, closing it might be beneficial.
   • However, maintaining a mix of credit accounts can positively impact your credit score.

Click on Call Me Back:

Email Template:

Email Template :


Subject: Request to Close Flipkart Pay Later Account

Hi Flipkart Support Team,

I hope you're doing well. My name is [Your Name], and I'm reaching out to request the permanent closure of my Flipkart Pay Later account linked to [Your Registered Email/Phone Number].

I want to clarify that I'm seeking a permanent closure, not a temporary pause or deactivation. Below are my account details for your reference:

Registered Email/Phone Number: [Your Registered Email/Phone Number]

I'm willing to fulfill any necessary requirements promptly. Please guide me on the steps to proceed, and I kindly request a No Objection Certificate (NOC) after the closure for my records.

Thank you for your assistance. Looking forward to your guidance on closing my Flipkart Pay Later account.

Best regards,

[Your Name]
[Your Contact Information]

By following these steps, you can successfully close your Flipkart Pay Later account and manage the associated processes.

How to Unblock Flipkart Pay Later?

Ever been caught in a fix with your Flipkart Pay Later blocked? worry not, mate! The solution is right at your fingertips. If the whole process of unblocking Flipkart Pay Later seems like stepping into unexplored territory, you’re in the perfect spot. This article is your trusted mate, laying out a simple guide to grasp and execute the steps to unblock your Flipkart Pay Later.

So, chill out, take it easy, and let’s stroll through the laid-back yet effective process of getting your Flipkart Pay Later back to its seamless shopping glory. Time to make your online shopping a breeze once more.

Why is My Flipkart Pay Later Blocked?

Before we delve into the nitty-gritty of unblocking Flipkart Pay Later, it’s crucial to grasp why your account hit the blockade. Flipkart throws a curveball at the Pay Later service for various reasons:

1. Delayed Dues Payment:
   • If you’ve been dragging your feet on clearing dues, Flipkart might slam the door on your Pay Later service.
2. Inactivity on Your Account:
   • Even with dues settled, snoozing on your Flipkart Pay Later account can still lead to a blockage.
3. Decline in Credit Score:
   • A substantial hit to your credit score could send your Flipkart Pay Later into a blocking spree.
4. Terms and Conditions Tango:
   • Not playing by Flipkart Pay Later’s rules? That could be the ticket to account blockage.
5. User-Requested Timeout::
   • Sometimes, users play the masterstroke and intentionally ask to put their Flipkart Pay Later Service on pause.

While these are the usual suspects, there might be a few more backstage influencers impacting the blockade. Understanding the why is the first step to a smooth unblocking journey.

How to Unblock Flipkart Pay Later?

If you find your Flipkart Pay Later blocked and wish to regain access, the process involves reaching out to Flipkart’s customer support. Unlike directly unblocking it through the app or website, the resolution lies in contacting customer support through various channels.

Follow these steps to initiate a chat with a Flipkart customer care executive and request the unblocking of your Flipkart Pay Later account:

1. Visit Flipkart’s Help Centre Page:
   • Head to Flipkart’s Help Centre page to access customer support.
2. Select “I Want Help with Other Issues”:
   • Scroll down and choose the “I want help with other issues” option.
3. Navigate to “Others” Section:
   • Further, select “Others” and then choose the “Others” option again.
4. Tap on “More Help”:
   • Click on the “More Help” option.
5. Initiate Live Chat:
   • Now, you can engage in a live chat with a customer care agent.

By following these steps, you can connect with Flipkart’s customer support and communicate your request to unblock your Flipkart Pay Later account.

Flipkart Pay Later

What is Flipkart Pay Later?

Flipkart Pay Later is a digital credit facility that allows you to buy products from Flipkart and pay for them later. You can avail up to ₹1 lakh instant credit and purchase all that you want completely hassle-free.You can either choose to pay in EMIs or next month

How do I activate Flipkart Pay Later?

You can activate Flipkart Pay Later by entering your PAN & Aadhaar details, verifying your Aadhaar with OTP, and authenticating your bank account details.

What is the eligibility criteria for Flipkart Pay Later?

You need to be at least 18 years old and have a valid PAN card, Aadhaar card, and bank account to be eligible for Flipkart Pay Later

Flipkart Pay Later Account

How do I create a Flipkart Pay Later account?

You can create a Flipkart Pay Later account by applying for it on the Flipkart app or website

How do I close my Flipkart Pay Later account?

You can close your Flipkart Pay Later account by contacting Flipkart customer care

How do I unblock my Flipkart Pay Later account?

You can unblock your Flipkart Pay Later account by paying the outstanding amount

Flipkart Pay Later EMI

What is Flipkart Pay Later EMI?

Flipkart Pay Later EMI is a facility that allows you to convert your purchases into easy EMIs

How do I avail Flipkart Pay Later EMI?

You can avail Flipkart Pay Later EMI by selecting the EMI option at the time of checkout

What is the processing fee for Flipkart Pay Later EMI?

The processing fee for Flipkart Pay Later EMI is 2% of the transaction amount

Flipkart Pay Later Loan

What is Flipkart Pay Later Loan?

Flipkart Pay Later Loan is a facility that allows you to avail a loan from IDFC First Bank and pay for your purchases on Flipkart later

How do I apply for Flipkart Pay Later Loan?

You can apply for Flipkart Pay Later Loan by selecting the loan option at the time of checkout

What is the interest rate for Flipkart Pay Later Loan?

The interest rate for Flipkart Pay Later Loan is 3% per month

Flipkart Pay Later Customer Care

What is the customer care number for Flipkart Pay Later?

The customer care number for Flipkart Pay Later is 1800-208-9898

What is the customer care email ID for Flipkart Pay Later?

The customer care email ID for Flipkart Pay Later is paylater@flipkart.com

What are the late payment charges for Flipkart Pay Later?

The late payment charges for Flipkart Pay Later are 3% per month

Conclusion:

Alright, folks, we’ve covered the whole shebang on how to bid farewell to your Flipkart Pay Later or bring it back to life if it decided to take a break. Closing or unblocking – whatever your move, we’ve got you covered.

Remember, it’s all about playing the game smart. Whether you’re settling dues, reaching out to support, or simply mastering the art of Flipkart Pay Later, these steps are your secret weapon.

So, as you embark on your journey of financial finesse with Flipkart, may your payments be smooth, your shopping be savvy, and your Flipkart Pay Later be the unsung hero of your online escapades.